<?xml version='1.0' encoding='UTF-8'?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://blog.kycafrica.ncino.com/comprehensive-dpep-database</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/Blog%20images_optimized%202022/New%20Blog%20Post%20Image%20%5BDF0022%5D.jpg</image:loc><image:caption>ThemostcomprehensiveDPEPdatabaseinSouthAfricaDocFox</image:caption><image:title>NewBlogPostImageDF0022</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/politically-exposed-clients-are-the-minefield-zondo-flagged-before-the-fatf</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Politically%20Exposed%20Clients_%20The%20Minefield%20Zondo%20Flagged%20before%20FATF%20Greylisting.jpg</image:loc><image:caption>PoliticallyExposedClientsTheMinefieldZondoFlaggedbeforeFATFGreylisting</image:caption><image:title>PoliticallyExposedClientsTheMinefieldZondoFlaggedbeforeFATFGreylisting</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-10-30</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/the-real-state-of-south-africas-real-estate-sector-building-towards-ficaa-compliance</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Property%20Practitioner%20Diagram.jpg</image:loc><image:caption>PropertyPractitionerDiagram</image:caption><image:title>PropertyPractitionerDiagram</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-State-of-FICA-Compliance-in-SA%E2%80%99s-Real-Estate-Sector.jpg</image:loc><image:caption>nCinoKYCTheStateofFICAComplianceinSAsRealEstateSector</image:caption><image:title>nCinoKYCTheStateofFICAComplianceinSAsRealEstateSector</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><lastmod>2026-01-07</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/the-reality-of-financial-crime-in-south-africa</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Reality%20of%20Financial%20Crime%20in%20South%20Africa_%20Where%20do%20we%20stand%20and%20what%20can%20we%20do_.jpg</image:loc><image:caption>TheRealityofFinancialCrimeinSouthAfricaWheredowestandandwhatcanwedo</image:caption><image:title>TheRealityofFinancialCrimeinSouthAfricaWheredowestandandwhatcanwedo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><lastmod>2025-07-30</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/the-importance-of-dpeps-and-the-role-they-play-in-the-fic-act</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-Importance-of-DPEPs-and-the-Role-They-Play-in-the-FIC-Act.jpg</image:loc><image:caption>nCinoKYCTheImportanceofDPEPsandtheRoleTheyPlayintheFICAct</image:caption><image:title>nCinoKYCTheImportanceofDPEPsandtheRoleTheyPlayintheFICAct</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><lastmod>2026-01-07</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/what-agricultural-businesses-need-to-know-about-fica-compliance</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20Agricultural%20Businesses%20Need%20to%20Know%20About%20FICA%20Compliance.jpg</image:loc><image:caption>WhatAgriculturalBusinessesNeedtoKnowAboutFICACompliance</image:caption><image:title>WhatAgriculturalBusinessesNeedtoKnowAboutFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><lastmod>2026-03-31</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/the-fatf-is-packing-its-bags-staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2026-02-26</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/essential-reporting-obligations-for-accountable-institutions</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Essential%20Reporting%20Obligations%20for%20Accountable%20Institutions.jpg</image:loc><image:caption>EssentialReportingObligationsforAccountableInstitutions</image:caption><image:title>EssentialReportingObligationsforAccountableInstitutions</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><lastmod>2025-07-22</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/how-to-prevent-your-business-from-being-involved-in-a-money-laundering-scheme</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino_KYC_How_to_Prevent_Your_Business_from_Being_Involved_in_Money_Laundering.jpg</image:loc><image:caption>nCinoKYCHowtoPreventYourBusinessfromBeingInvolvedinMoneyLaundering</image:caption><image:title>nCinoKYCHowtoPreventYourBusinessfromBeingInvolvedinMoneyLaundering</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><lastmod>2025-12-08</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/why-must-hvgds-fica-their-clients</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Buying%20a%20snazzy%20watch%20or%20car_%20This%20is%20how%20FICA%20rules%20will%20impact%20the%20deal.jpg</image:loc><image:caption>BuyingasnazzywatchorcarThisishowFICAruleswillimpactthedeal</image:caption><image:title>BuyingasnazzywatchorcarThisishowFICAruleswillimpactthedeal</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><lastmod>2025-07-22</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/key-highlights-from-ncino-kycs-fighting-financial-crime-conference</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Fighting%20Financial%20Crime%202025.png</image:loc><image:caption>FightingFinancialCrime2025</image:caption><image:title>FightingFinancialCrime2025</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/013A4846%201.png</image:loc><image:caption>013A48461</image:caption><image:title>013A48461</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><lastmod>2025-07-16</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/the-signficance-of-fica-compliance</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Significance%20of%20FICA%20Compliance_%20Why%20it%20Matters%20to%20All%20of%20Us.jpg</image:loc><image:caption>TheSignificanceofFICAComplianceWhyitMatterstoAllofUs</image:caption><image:title>TheSignificanceofFICAComplianceWhyitMatterstoAllofUs</image:title></image:image><lastmod>2025-07-22</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/learnings-from-the-2024/25-fic-annual-report</loc><lastmod>2025-11-18</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/fica-compliance-no-longer-optional-for-south-africas-automotive-industry</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-FICA-Compliance-No-Longer-Optional-for-South-Africa-Automotive-Industry.jpg</image:loc><image:caption>nCinoKYCFICAComplianceNoLongerOptionalforSouthAfricaAutomotiveIndustry</image:caption><image:title>nCinoKYCFICAComplianceNoLongerOptionalforSouthAfricaAutomotiveIndustry</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><lastmod>2026-01-27</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/cash-reporting-threshold-and-other-changes-to-fica-rules</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Cash-Reporting-Threshold-increase-and-other-Changes-to-FICA%20Rules.jpg</image:loc><image:caption>nCinoKYCCashReportingThresholdincreaseandotherChangestoFICARules</image:caption><image:title>nCinoKYCCashReportingThresholdincreaseandotherChangestoFICARules</image:title></image:image><lastmod>2026-01-06</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/digital-vibes</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/Frame-41-2.png</image:loc><image:caption>Frame412</image:caption><image:title>Frame412</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/Frame-40-1.png</image:loc><image:caption>Frame401</image:caption><image:title>Frame401</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20the%20SIU%E2%80%99s%20report%20into%20the%20R150%20million%20Digital%20Vibes%20Scandal.jpg</image:loc><image:caption>WhatyouneedtoknowabouttheSIUsreportintotheR150millionDigitalVibesScandal</image:caption><image:title>WhatyouneedtoknowabouttheSIUsreportintotheR150millionDigitalVibesScandal</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2026-03-26</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/sanction-screening-shouldnt-be-your-only-action-in-a-risk-based-approach</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Sanction-Screening-Shouldn%E2%80%99t-Be-Your-Only-Action-In-A-Risk-Based-Approach.jpg</image:loc><image:caption>nCinoKYCSanctionScreeningShouldntBeYourOnlyActionInARiskBasedApproach</image:caption><image:title>nCinoKYCSanctionScreeningShouldntBeYourOnlyActionInARiskBasedApproach</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><lastmod>2026-01-07</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/importance-of-fica-training</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-Importance-of-FICA-Training.jpg</image:loc><image:caption>nCinoKYCTheImportanceofFICATraining</image:caption><image:title>nCinoKYCTheImportanceofFICATraining</image:title></image:image><lastmod>2026-01-07</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/the-practical-elements-of-managing-sanctions</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-Practical-Elements-Of-Managing-Sanctions.jpg</image:loc><image:caption>nCinoKYCThePracticalElementsOfManagingSanctions</image:caption><image:title>nCinoKYCThePracticalElementsOfManagingSanctions</image:title></image:image><lastmod>2026-01-07</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/why-regulation-is-necessary-for-the-crypto-world</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/DF2077_Update%20Article%20Illustration%20Why%20Regulation%20is%20Necessary%20for%20the%20Crypto%20World-01.png</image:loc><image:caption>DF2077UpdateArticleIllustrationWhyRegulationisNecessaryfortheCryptoWorld01</image:caption><image:title>DF2077UpdateArticleIllustrationWhyRegulationisNecessaryfortheCryptoWorld01</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/DF2077_Update%20Article%20Illustration%20Why%20Regulation%20is%20Necessary%20for%20the%20Crypto%20World-02.png</image:loc><image:caption>DF2077UpdateArticleIllustrationWhyRegulationisNecessaryfortheCryptoWorld02</image:caption><image:title>DF2077UpdateArticleIllustrationWhyRegulationisNecessaryfortheCryptoWorld02</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/fica-qa-guide-for-property-practitioners</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Artboard%201%20copy%207@2x-1.png</image:loc><image:caption>Artboard1copy72x1</image:caption><image:title>Artboard1copy72x1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><lastmod>2025-12-08</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/terms-relating-to-the-fic-amendment-act</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/2023-blog-images/Motor%20Vehicle%20Dealers%20are%20now%20Accountable%20Institutions.png</image:loc><image:caption>MotorVehicleDealersarenowAccountableInstitutions</image:caption><image:title>MotorVehicleDealersarenowAccountableInstitutions</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/what-does-fica-have-to-do-with-selling-medical-equipment</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Draft%20Directive%2011%20Explained_%20What%20Compliance%20Officers%20Need%20to%20Prepare%20For..jpg</image:loc><image:caption>nCinoKYCDraftDirective11ExplainedWhatComplianceOfficersNeedtoPrepareFor</image:caption><image:title>nCinoKYCDraftDirective11ExplainedWhatComplianceOfficersNeedtoPrepareFor</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2026-03-31</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/south-africas-must-attend-fica-aml-conference</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa%20-%20Fighting%20Financial%20Crime%20Conference.png</image:loc><image:caption>nCinoKYCAfricaFightingFinancialCrimeConference</image:caption><image:title>nCinoKYCAfricaFightingFinancialCrimeConference</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><lastmod>2026-03-27</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/the-fatf-greylists-south-africa-and-what-that-means-for-you</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-FATF-Greylists-South-Africa.jpg</image:loc><image:caption>nCinoKYCFATFGreylistsSouthAfrica</image:caption><image:title>nCinoKYCFATFGreylistsSouthAfrica</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><lastmod>2025-10-30</lastmod></url><url><loc>https://blog.kycafrica.ncino.com</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-FICA-Staff-Training-Mandatory-Requirements-and-the-Cost-of-Non-Compliance-1.jpg</image:loc><image:caption>nCinoKYCFICAStaffTrainingMandatoryRequirementsandtheCostofNonCompliance1</image:caption><image:title>nCinoKYCFICAStaffTrainingMandatoryRequirementsandtheCostofNonCompliance1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa%20-%20Fighting%20Financial%20Crime%20Conference.png</image:loc><image:caption>nCinoKYCAfricaFightingFinancialCrimeConference</image:caption><image:title>nCinoKYCAfricaFightingFinancialCrimeConference</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Draft%20Directive%2011%20Explained_%20What%20Compliance%20Officers%20Need%20to%20Prepare%20For..jpg</image:loc><image:caption>nCinoKYCDraftDirective11ExplainedWhatComplianceOfficersNeedtoPrepareFor</image:caption><image:title>nCinoKYCDraftDirective11ExplainedWhatComplianceOfficersNeedtoPrepareFor</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20Agricultural%20Businesses%20Need%20to%20Know%20About%20FICA%20Compliance.jpg</image:loc><image:caption>WhatAgriculturalBusinessesNeedtoKnowAboutFICACompliance</image:caption><image:title>WhatAgriculturalBusinessesNeedtoKnowAboutFICACompliance</image:title></image:image><lastmod>2025-05-30</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/south-africa-faces-perfect-storm-of-financial-crime</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa%20Faces%20%E2%80%98Perfect%20Storm%E2%80%99%20of%20Financial%20Crime%2c%20Ready%20to%20%E2%80%98Fight%20Back%E2%80%99.jpg</image:loc><image:caption>SouthAfricaFacesPerfectStormofFinancialCrimeReadytoFightBack</image:caption><image:title>SouthAfricaFacesPerfectStormofFinancialCrimeReadytoFightBack</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/fica-vs-legal-profession-confidentiality</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/FICA%20VS%20Legal%20Confidentiality.jpg</image:loc><image:caption>FICAVSLegalConfidentiality</image:caption><image:title>FICAVSLegalConfidentiality</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Locked%20computer%20with%20law%20scale%20and%20books%20on%20a%20table.jpg</image:loc><image:caption>Lockedcomputerwithlawscaleandbooksonatable</image:caption><image:title>Lockedcomputerwithlawscaleandbooksonatable</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/new-politically-exposed-and-prominent-influential-persons-acronyms-in-terms-of-the-fic-act</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-New-Acronyms.jpg</image:loc><image:caption>nCinoKYCNewAcronyms</image:caption><image:title>nCinoKYCNewAcronyms</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><lastmod>2026-03-26</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/is-your-child-unknowingly-laundering-money-how-gaming-coins-became-a-new-frontier-for-financial-crime</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Is-your-child-unknowingly-laundering-money_-How-gaming-%E2%80%98coins%E2%80%99-became-a-new-frontier-for-financial-crime-1.jpg</image:loc><image:caption>nCinoKYCIsyourchildunknowinglylaunderingmoneyHowgamingcoinsbecameanewfrontierforfinancialcrime1</image:caption><image:title>nCinoKYCIsyourchildunknowinglylaunderingmoneyHowgamingcoinsbecameanewfrontierforfinancialcrime1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><lastmod>2026-01-29</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/what-you-need-to-know-about-a-rmcp</loc><lastmod>2025-11-18</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/everything-you-need-to-know-about-the-fics-revised-guidance-note-7a</loc><lastmod>2025-11-18</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/7-reasons-why-you-should-automate-your-fica-process</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-7-Reasons-to-automate-FICA.jpg</image:loc><image:caption>nCinoKYC7ReasonstoautomateFICA</image:caption><image:title>nCinoKYC7ReasonstoautomateFICA</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><lastmod>2025-12-08</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/fica-compliance-checklist</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Illustration%20of%20woman%20holding%20a%20pencil%20with%20a%20checklist.jpg</image:loc><image:caption>Illustrationofwomanholdingapencilwithachecklist</image:caption><image:title>Illustrationofwomanholdingapencilwithachecklist</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/guidance-on-the-implementation-of-targeted-financial-sanctions-in-south-africa</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Guidance%20on%20the%20Implementation%20of%20Targeted%20Financial%20Sanctions%20in%20SA.jpg</image:loc><image:caption>GuidanceontheImplementationofTargetedFinancialSanctionsinSA</image:caption><image:title>GuidanceontheImplementationofTargetedFinancialSanctionsinSA</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><lastmod>2025-07-30</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/the-new-categories-in-fic-act-schedule-1</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/DocFox-FIC%20Ads%20New%20Categories.jpg</image:loc><image:caption>DocFoxFICAdsNewCategories</image:caption><image:title>DocFoxFICAdsNewCategories</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><lastmod>2025-12-08</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/fica-staff-training-mandatory-requirements-and-the-cost-of-non-compliance</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-FICA-Staff-Training-Mandatory-Requirements-and-the-Cost-of-Non-Compliance-1.jpg</image:loc><image:caption>nCinoKYCFICAStaffTrainingMandatoryRequirementsandtheCostofNonCompliance1</image:caption><image:title>nCinoKYCFICAStaffTrainingMandatoryRequirementsandtheCostofNonCompliance1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><lastmod>2026-03-02</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/smart-technology-being-built-in-the-era-of-sophisticated-financial-crime</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Greying%20out%20SA%E2%80%99s%20Greylisting_%20The%20Smart%20Technology%20Being%20Built%20in%20the%20Era%20of%20Sophisticated%20Financial%20Crime.jpg</image:loc><image:caption>GreyingoutSAsGreylistingTheSmartTechnologyBeingBuiltintheEraofSophisticatedFinancialCrime</image:caption><image:title>GreyingoutSAsGreylistingTheSmartTechnologyBeingBuiltintheEraofSophisticatedFinancialCrime</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-10-30</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/there-is-more-to-kyc-than-credit-checks-client-risk-assessment-for-estate-agents</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-There-is-More-to-KYC-than-Credit-Checks-Client-Risk-for-Estate-Agents.jpg</image:loc><image:caption>nCinoKYCThereisMoretoKYCthanCreditChecksClientRiskforEstateAgents</image:caption><image:title>nCinoKYCThereisMoretoKYCthanCreditChecksClientRiskforEstateAgents</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><lastmod>2026-01-06</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/draft-directive-11-explained-what-compliance-officers-need-to-prepare-for</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-FICA-Staff-Training-Mandatory-Requirements-and-the-Cost-of-Non-Compliance-1.jpg</image:loc><image:caption>nCinoKYCFICAStaffTrainingMandatoryRequirementsandtheCostofNonCompliance1</image:caption><image:title>nCinoKYCFICAStaffTrainingMandatoryRequirementsandtheCostofNonCompliance1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Draft%20Directive%2011%20Explained_%20What%20Compliance%20Officers%20Need%20to%20Prepare%20For..jpg</image:loc><image:caption>nCinoKYCDraftDirective11ExplainedWhatComplianceOfficersNeedtoPrepareFor</image:caption><image:title>nCinoKYCDraftDirective11ExplainedWhatComplianceOfficersNeedtoPrepareFor</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2026-04-02</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/directive-11-is-now-in-force-what-compliance-officers-need-to-know</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-FICA-Staff-Training-Mandatory-Requirements-and-the-Cost-of-Non-Compliance-1.jpg</image:loc><image:caption>nCinoKYCFICAStaffTrainingMandatoryRequirementsandtheCostofNonCompliance1</image:caption><image:title>nCinoKYCFICAStaffTrainingMandatoryRequirementsandtheCostofNonCompliance1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Draft%20Directive%2011%20Explained_%20What%20Compliance%20Officers%20Need%20to%20Prepare%20For..jpg</image:loc><image:caption>nCinoKYCDraftDirective11ExplainedWhatComplianceOfficersNeedtoPrepareFor</image:caption><image:title>nCinoKYCDraftDirective11ExplainedWhatComplianceOfficersNeedtoPrepareFor</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><lastmod>2026-04-02</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/an-example-of-when-to-conduct-enhanced-due-diligence-in-the-real-estate-/-property-sector</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/DocFox-Real-Estate-Risk-Rating.gif</image:loc><image:caption>DocFoxRealEstateRiskRating</image:caption><image:title>DocFoxRealEstateRiskRating</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-When-To-Conduct-Enhanced-Due-Diligence-In-The-Property-Sector.jpg</image:loc><image:caption>nCinoKYCWhenToConductEnhancedDueDiligenceInThePropertySector</image:caption><image:title>nCinoKYCWhenToConductEnhancedDueDiligenceInThePropertySector</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2026-01-06</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/cost-of-fica-non-compliance</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/The%20Cost%20of%20FICA%20Non-compliance.jpg</image:loc><image:caption>TheCostofFICANoncompliance</image:caption><image:title>TheCostofFICANoncompliance</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/5-examples-of-kyc-according-to-the-fic-act</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><lastmod>2026-01-09</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/what-is-fica</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/What%20is%20FICA%20and%20why%20should%20you%20care%20about%20it%3F.png</image:loc><image:caption>WhatisFICAandwhyshouldyoucareaboutit</image:caption><image:title>WhatisFICAandwhyshouldyoucareaboutit</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><lastmod>2026-01-09</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/the-shocking-reality-of-money-laundering-in-south-africa</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/From%20the%20Street%20to%20the%20Boardroom_%20The%20Shocking%20Reality%20of%20Money%20Laundering%20in%20South%20Africa.jpg</image:loc><image:caption>FromtheStreettotheBoardroomTheShockingRealityofMoneyLaunderinginSouthAfrica</image:caption><image:title>FromtheStreettotheBoardroomTheShockingRealityofMoneyLaunderinginSouthAfrica</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><lastmod>2025-07-22</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/a-guide-on-how-to-prepare-for-a-fic-inspection</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/A%20Guide%20on%20How%20to%20Prepare%20for%20a%20FIC%20Inspection.jpg</image:loc><image:caption>AGuideonHowtoPrepareforaFICInspection</image:caption><image:title>AGuideonHowtoPrepareforaFICInspection</image:title></image:image><lastmod>2025-07-22</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/guidance-for-trust-company-service-providers-in-terms-of-fica-obligations</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Guidance%20for%20Trust%20&amp;%20Company%20Service%20Providers%20in%20terms%20of%20FICA%20Obligations.jpg</image:loc><image:caption>GuidanceforTrustCompanyServiceProvidersintermsofFICAObligations</image:caption><image:title>GuidanceforTrustCompanyServiceProvidersintermsofFICAObligations</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><lastmod>2025-07-31</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/uniting-against-financial-crime-in-south-africa</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Uniting%20Against%20Financial%20Crime%20in%20South%20Africa_%20A%20Call%20for%20Collaborative%20Action.jpg</image:loc><image:caption>UnitingAgainstFinancialCrimeinSouthAfricaACallforCollaborativeAction</image:caption><image:title>UnitingAgainstFinancialCrimeinSouthAfricaACallforCollaborativeAction</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/the-potential-effects-of-south-africa-being-grey-listed</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/R0067_Update%20Article%20Illustration-%20The%20Potential%20Effects%20of%20South%20Africa%20being%20%E2%80%9Cgrey%20listed%E2%80%9D.png</image:loc><image:caption>R0067UpdateArticleIllustrationThePotentialEffectsofSouthAfricabeinggreylisted</image:caption><image:title>R0067UpdateArticleIllustrationThePotentialEffectsofSouthAfricabeinggreylisted</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/changes-to-ultimate-beneficial-ownership-ubo-guidance</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Digging%20Deeper_%20Changes%20to%20Ultimate%20Beneficial%20Ownership%20(UBO)%20Guidance.jpg</image:loc><image:caption>DiggingDeeperChangestoUltimateBeneficialOwnershipUBOGuidance</image:caption><image:title>DiggingDeeperChangestoUltimateBeneficialOwnershipUBOGuidance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-07-22</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/south-africa-awaits-fatf-greylisting-verdict-a-key-timeline-and-expert-analysis</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-10-30</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/the-intersection-between-fraud-fica-onboarding</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustration_%20The%20Intersection%20Between%20Fraud%20&amp;%20FICA%20Onboarding.png</image:loc><image:caption>ArticleIllustrationTheIntersectionBetweenFraudFICAOnboarding</image:caption><image:title>ArticleIllustrationTheIntersectionBetweenFraudFICAOnboarding</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/Mahlu-headshot-2025-bio.png</image:loc><image:caption>Mahluheadshot2025bio</image:caption><image:title>Mahluheadshot2025bio</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-12-10</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/popia-v-fica</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Wars%20between%20the%20Laws_%20POPIA%20v%20FICA.jpg</image:loc><image:caption>TheWarsbetweentheLawsPOPIAvFICA</image:caption><image:title>TheWarsbetweentheLawsPOPIAvFICA</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><lastmod>2025-07-30</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/how-financial-crime-continues-to-blindside-south-african-businesses</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Hidden%20Threat_%20How%20Financial%20Crime%20Continues%20to%20Blindside%20South%20African%20Businesses.jpg</image:loc><image:caption>TheHiddenThreatHowFinancialCrimeContinuestoBlindsideSouthAfricanBusinesses</image:caption><image:title>TheHiddenThreatHowFinancialCrimeContinuestoBlindsideSouthAfricanBusinesses</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><lastmod>2025-07-22</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/customer-stories/seymore-du-toit-basson</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/Imported_Blog_Media/SDB.png</image:loc><image:caption>SDB</image:caption><image:title>SDB</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Seymore%2c%20Du%20Toit%20&amp;%20Basson%20and%20nCino%20customer%20story%20thumbnail.png</image:loc><image:caption>SeymoreDuToitBassonandnCinocustomerstorythumbnail</image:caption><image:title>SeymoreDuToitBassonandnCinocustomerstorythumbnail</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/Imported_Blog_Media/Ruan-van-Heerden.png</image:loc><image:caption>RuanvanHeerden</image:caption><image:title>RuanvanHeerden</image:title></image:image><lastmod>2025-10-01</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/what-is-a-fica-compliance-officer</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino_KYC_What_is_a_FICA_Compliance_Officer.jpg</image:loc><image:caption>nCinoKYCWhatisaFICAComplianceOfficer</image:caption><image:title>nCinoKYCWhatisaFICAComplianceOfficer</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><lastmod>2025-12-08</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/why-is-it-important-to-do-continuous-screening</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Why%20is%20it%20Important%20to%20do%20Continuous%20Client%20Screening_.jpg</image:loc><image:caption>WhyisitImportanttodoContinuousClientScreening</image:caption><image:title>WhyisitImportanttodoContinuousClientScreening</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-07-30</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/r100k-equipment-sales-and-your-fica-obligations</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><lastmod>2026-03-31</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/do-rental-agents-need-to-fica-tenants-and-landlords</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Do-Rental-Agents-Need-to-FICA-Tenants-Landlords.jpg</image:loc><image:caption>nCinoKYCDoRentalAgentsNeedtoFICATenantsLandlords</image:caption><image:title>nCinoKYCDoRentalAgentsNeedtoFICATenantsLandlords</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><lastmod>2025-12-08</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/motor-vehicle-dealers-are-now-accountable-institutions-and-are-required-to-fully-comply-with-fica</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/MVD.png</image:loc><image:caption>MVD</image:caption><image:title>MVD</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/2023-blog-images/DF2150%20Illustration%20for%20July%20Article%20-%20Motor%20Dealerships%20(1).jpg</image:loc><image:caption>DF2150IllustrationforJulyArticleMotorDealerships1</image:caption><image:title>DF2150IllustrationforJulyArticleMotorDealerships1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><lastmod>2025-09-01</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/customer-stories/khumo-capital</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/Khumo-Capital-Logoretina%201.png</image:loc><image:caption>KhumoCapitalLogoretina1</image:caption><image:title>KhumoCapitalLogoretina1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Khumo%20Capital%20and%20nCino%20customer%20story%20thumbnail.png</image:loc><image:caption>KhumoCapitalandnCinocustomerstorythumbnail</image:caption><image:title>KhumoCapitalandnCinocustomerstorythumbnail</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-10-01</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/fic-directive-6-7-risk-compliance-returns</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino_KYC_Dir_6_7.jpg</image:loc><image:caption>nCinoKYCDir67</image:caption><image:title>nCinoKYCDir67</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-12-08</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/learnings-from-the-2023/2024-fic-annual-report</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/2024%20FIC%20Annual%20Report.jpg</image:loc><image:caption>2024FICAnnualReport</image:caption><image:title>2024FICAnnualReport</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><lastmod>2025-07-22</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/motor-vehicle-dealers-and-their-inherent-money-laundering-risks</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/2023-blog-images/Motor%20Vehicle%20Dealers%20and%20Their%20Inherent%20Money%20Laundering%20Risks.jpg</image:loc><image:caption>MotorVehicleDealersandTheirInherentMoneyLaunderingRisksDocFoxArticle</image:caption><image:title>MotorVehicleDealersandTheirInherentMoneyLaunderingRisks</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Motor-Vehicle-Dealers-&amp;-their-Inherent-Money-Laundering-Risks-1.jpg</image:loc><image:caption>nCinoKYCMotorVehicleDealerstheirInherentMoneyLaunderingRisks1</image:caption><image:title>nCinoKYCMotorVehicleDealerstheirInherentMoneyLaunderingRisks1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2026-01-07</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/from-pangolins-to-prime-properties-the-war-on-wildlife-crime-includes-compliance-desks</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-war-on-wildlife-crime-includes-compliance-desks-1.jpg</image:loc><image:caption>nCinoKYCThewaronwildlifecrimeincludescompliancedesks1</image:caption><image:title>nCinoKYCThewaronwildlifecrimeincludescompliancedesks1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><lastmod>2026-02-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/anti-money-laundering-and-terrorist-financing-risk-indicators-for-accountants</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Anti-Money%20laundering%20and%20Terrorist%20Financing%20Risk%20Indicators%20for%20Accountants.jpg</image:loc><image:caption>AntiMoneylaunderingandTerroristFinancingRiskIndicatorsforAccountants</image:caption><image:title>AntiMoneylaunderingandTerroristFinancingRiskIndicatorsforAccountants</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><lastmod>2025-07-31</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/why-you-should-spend-more-time-on-adverse-media</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/R0064_Update%20Article%20Illustration%20%20Why%20You%20Should%20Spend%20More%20Time%20On%20Adverse%20Media.png</image:loc><image:caption>R0064UpdateArticleIllustrationWhyYouShouldSpendMoreTimeOnAdverseMedia</image:caption><image:title>R0064UpdateArticleIllustrationWhyYouShouldSpendMoreTimeOnAdverseMedia</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/R0064_Update%20Article%20Illustration%20%20Why%20You%20Should%20Spend%20More%20Time%20On%20Adverse%20Media-01.png</image:loc><image:caption>R0064UpdateArticleIllustrationWhyYouShouldSpendMoreTimeOnAdverseMedia01</image:caption><image:title>R0064UpdateArticleIllustrationWhyYouShouldSpendMoreTimeOnAdverseMedia01</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/geographic-risk</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Geographic-Risk.jpg</image:loc><image:caption>nCinoKYCGeographicRisk</image:caption><image:title>nCinoKYCGeographicRisk</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><lastmod>2025-12-08</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/what-happens-when-a-fic-inspector-calls</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/DocFox-2%20Magnifying%20glass%20inspecting%20fica%20assests.jpg</image:loc><image:caption>DocFox2Magnifyingglassinspectingficaassests</image:caption><image:title>DocFox2Magnifyingglassinspectingficaassests</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/the-money-laundering-and-terrorist-financing-vulnerabilities-of-south-africas-real-estate-sector</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-Terrorist-Financing-Vulnerabilities-of-SA%E2%80%99s-Property-Sector.jpg</image:loc><image:caption>nCinoKYCTheTerroristFinancingVulnerabilitiesofSAsPropertySector</image:caption><image:title>nCinoKYCTheTerroristFinancingVulnerabilitiesofSAsPropertySector</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/propertyPractitioner2.jpg</image:loc><image:caption>propertyPractitioner2</image:caption><image:title>propertyPractitioner2</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><lastmod>2026-01-07</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/directive-9-travel-rule-relating-to-crypto-asset-transfers</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Directive%209_%20Travel%20Rule%20Relating%20to%20Crypto%20Asset%20Transfers.jpg</image:loc><image:caption>Directive9TravelRuleRelatingtoCryptoAssetTransfers</image:caption><image:title>Directive9TravelRuleRelatingtoCryptoAssetTransfers</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><lastmod>2025-07-22</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/learnings-from-the-2021/2022-fic-annual-report</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Learnings-FIC-Report-21-22.jpg</image:loc><image:caption>nCinoKYCLearningsFICReport2122</image:caption><image:title>nCinoKYCLearningsFICReport2122</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><lastmod>2026-01-06</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/the-7-key-requirements-that-need-to-be-met-in-order-to-be-fica-compliant</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><lastmod>2026-03-26</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/how-to-fica-a-deceased-estate</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-How-to-FICA-a-Deceased-Estate.jpg</image:loc><image:caption>nCinoKYCHowtoFICAaDeceasedEstate</image:caption><image:title>nCinoKYCHowtoFICAaDeceasedEstate</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><lastmod>2025-12-08</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/learnings-from-the-2022/2023-fic-annual-report</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/2023%20FIC%20Annual%20Report.jpg</image:loc><image:caption>2023FICAnnualReport</image:caption><image:title>2023FICAnnualReport</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><lastmod>2025-07-30</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/fic-issues-final-guidance-on-fica-implementation-with-release-of-guidance-note-7a</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/FIC%20Issues%20Final%20Guidance%20on%20FICA%20Implementation%20with%20Release%20of%20Guidance%20Note%207A.jpg</image:loc><image:caption>FICIssuesFinalGuidanceonFICAImplementationwithReleaseofGuidanceNote7A</image:caption><image:title>FICIssuesFinalGuidanceonFICAImplementationwithReleaseofGuidanceNote7A</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/recent-important-fica-amendments-you-should-be-aware-of</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Recent-FIC_Amendments.jpg</image:loc><image:caption>nCinoKYCRecentFICAmendments</image:caption><image:title>nCinoKYCRecentFICAmendments</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><lastmod>2025-12-08</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/south-africas-greylisting-a-year-in</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/SA%E2%80%99s%20Greylisting%20-%20A%20Year%20in%2c%20the%20Long%20Road%20to%20Redemption.jpg</image:loc><image:caption>SAsGreylistingAYearintheLongRoadtoRedemption</image:caption><image:title>SAsGreylistingAYearintheLongRoadtoRedemption</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><lastmod>2025-10-30</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/south-africa-exits-the-fatf-greylist-what-this-means-for-compliance</loc><lastmod>2025-11-18</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/the-beneficial-ownership-register</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustration_%20The%20Beneficial%20Ownership%20Register_%20What%20You%20Need%20to%20Know.png</image:loc><image:caption>ArticleIllustrationTheBeneficialOwnershipRegisterWhatYouNeedtoKnow</image:caption><image:title>ArticleIllustrationTheBeneficialOwnershipRegisterWhatYouNeedtoKnow</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-08-18</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/draft-directive-9-travel-rule-relating-to-crypto-asset-transfers</loc><lastmod>2025-11-18</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/ncino-kyc-africa-a-vision-to-reinvent-the-future-of-fica-compliance</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><lastmod>2025-07-22</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/south-africas-new-ultimate-beneficial-ownership-ubo-guidance</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/From%2025%25%20to%205%25_%20South%20Africa%E2%80%99s%20New%20Ultimate%20Beneficial%20Ownership%20(UBO)%20Guidance%20Explained.jpg</image:loc><image:caption>From25to5SouthAfricasNewUltimateBeneficialOwnershipUBOGuidanceExplained</image:caption><image:title>From25to5SouthAfricasNewUltimateBeneficialOwnershipUBOGuidanceExplained</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><lastmod>2025-07-22</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/national-anti-corruption-advisory-council</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/R0051_Update%20Article%20Illustration%20New%20Anti-Corruption%20Advisory%20Council%20tasked%20with%20fighting%20financial%20crimes-1.png</image:loc><image:caption>R0051UpdateArticleIllustrationNewAntiCorruptionAdvisoryCounciltaskedwithfightingfinancialcrimes1</image:caption><image:title>R0051UpdateArticleIllustrationNewAntiCorruptionAdvisoryCounciltaskedwithfightingfinancialcrimes1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/reporting-suspicious-behaviours-and-transactions</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Artboard%201%20copy%208@2x.png</image:loc><image:caption>Artboard1copy82x</image:caption><image:title>Artboard1copy82x</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><lastmod>2025-09-01</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/ultimate-beneficial-owners-challenges-part3</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustration_%20Everything%20You%20Need%20to%20Know%20About%20Ultimate%20Beneficial%20Owners_Part%203.png</image:loc><image:caption>ArticleIllustrationEverythingYouNeedtoKnowAboutUltimateBeneficialOwnersPart3</image:caption><image:title>ArticleIllustrationEverythingYouNeedtoKnowAboutUltimateBeneficialOwnersPart3</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/Imported_Blog_Media/png-1-1.png</image:loc><image:caption>png11</image:caption><image:title>png11</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/Blog%20images_optimized%202022/DocFox_UBO_Part3.jpg</image:loc><image:caption>DocFoxUBOPart3</image:caption><image:title>DocFoxUBOPart3</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><lastmod>2025-08-18</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/anti-money-laundering-toolkit-estate-agent</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/R0060_%20Update%20Article%20Illustration%20The%20Anti-Money%20Laundering%20Toolkit%20Every%20Estate%20Agent%20Needs%20To%20Read-1.png</image:loc><image:caption>R0060UpdateArticleIllustrationTheAntiMoneyLaunderingToolkitEveryEstateAgentNeedsToRead1</image:caption><image:title>R0060UpdateArticleIllustrationTheAntiMoneyLaunderingToolkitEveryEstateAgentNeedsToRead1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/legal-practice-council-warns-members-of-non-compliance</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/Imported_Blog_Media/Group-20486-1.png</image:loc><image:caption>Group204861</image:caption><image:title>Group204861</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Desktop%20computer%20with%20DocFox%20logo%20with%20icons%20on%20the%20right.jpg</image:loc><image:caption>DesktopcomputerwithDocFoxlogowithiconsontheright</image:caption><image:title>DesktopcomputerwithDocFoxlogowithiconsontheright</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/Imported_Blog_Media/Group-20481-1.png</image:loc><image:caption>Group204811</image:caption><image:title>Group204811</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/new-accountable-institutions-in-terms-of-the-fic-act</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Sched1%20AIs.jpg</image:loc><image:caption>Sched1AIs</image:caption><image:title>Sched1AIs</image:title></image:image><lastmod>2025-12-08</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/important-fica-facts-about-high-value-goods-dealers</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Artboard%201%20copy%205@2x-1.png</image:loc><image:caption>Artboard1copy52x1</image:caption><image:title>Artboard1copy52x1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><lastmod>2025-09-01</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/why-do-accountable-institutions-require-such-detailed-information-for-fica-compliance</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Why%20do%20Accountable%20Institutions%20require%20such%20detailed%20information%20for%20FICA%20compliance_.jpg</image:loc><image:caption>WhydoAccountableInstitutionsrequiresuchdetailedinformationforFICAcompliance</image:caption><image:title>WhydoAccountableInstitutionsrequiresuchdetailedinformationforFICAcompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/FICA%20Compliance%20Obligations.jpg</image:loc><image:caption>FICAComplianceObligations</image:caption><image:title>FICAComplianceObligations</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Institutions%20that%20need%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>InstitutionsthatneedtobeFICACompliant</image:caption><image:title>InstitutionsthatneedtobeFICACompliant</image:title></image:image><lastmod>2025-07-30</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/2024-a-year-of-challenges-and-developments-in-financial-crime</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/2024%20Round-Up_%20Strengthening%20FICA%20Compliance%20in%20the%20Fight%20Against%20Financial%20Crime.jpg</image:loc><image:caption>2024RoundUpStrengtheningFICAComplianceintheFightAgainstFinancialCrime</image:caption><image:title>2024RoundUpStrengtheningFICAComplianceintheFightAgainstFinancialCrime</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/the-fic-2019-2020-report</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/R0045_Update%20Article%20Illustrations%20The%20FIC%2020192020%20Report-04.png</image:loc><image:caption>R0045UpdateArticleIllustrationsTheFIC20192020Report04</image:caption><image:title>R0045UpdateArticleIllustrationsTheFIC20192020Report04</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/R0045_Update%20Article%20Illustrations%20The%20FIC%2020192020%20Report-05.png</image:loc><image:caption>R0045UpdateArticleIllustrationsTheFIC20192020Report05</image:caption><image:title>R0045UpdateArticleIllustrationsTheFIC20192020Report05</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/R0045_Update%20Article%20Illustrations%20The%20FIC%2020192020%20Report-02.png</image:loc><image:caption>R0045UpdateArticleIllustrationsTheFIC20192020Report02</image:caption><image:title>R0045UpdateArticleIllustrationsTheFIC20192020Report02</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/R0045_Update%20Article%20Illustrations%20The%20FIC%2020192020%20Report-03.png</image:loc><image:caption>R0045UpdateArticleIllustrationsTheFIC20192020Report03</image:caption><image:title>R0045UpdateArticleIllustrationsTheFIC20192020Report03</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/R0045_Update%20Article%20Illustrations%20The%20FIC%2020192020%20Report-06.png</image:loc><image:caption>R0045UpdateArticleIllustrationsTheFIC20192020Report06</image:caption><image:title>R0045UpdateArticleIllustrationsTheFIC20192020Report06</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/ultimate-beneficial-owners-challenges</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustration_%20Everything%20You%20Need%20to%20Know%20About%20Ultimate%20Beneficial%20Owners_Part%202.png</image:loc><image:caption>ArticleIllustrationEverythingYouNeedtoKnowAboutUltimateBeneficialOwnersPart2</image:caption><image:title>ArticleIllustrationEverythingYouNeedtoKnowAboutUltimateBeneficialOwnersPart2</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-08-18</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/customer-stories</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Findlater%20and%20nCino%20customer%20story%20thumbnail.png</image:loc><image:caption>FindlaterandnCinocustomerstorythumbnail</image:caption><image:title>FindlaterandnCinocustomerstorythumbnail</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/men%20and%20women%20shacking%20hands%20and%20smiling-1x.png</image:loc><image:caption>menandwomenshackinghandsandsmiling1x</image:caption><image:title>menandwomenshackinghandsandsmiling1x</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Pinnacle%20Wealth%20Management%20and%20nCino%20customer%20story%20thumbnail.png</image:loc><image:caption>PinnacleWealthManagementandnCinocustomerstorythumbnail</image:caption><image:title>PinnacleWealthManagementandnCinocustomerstorythumbnail</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Seymore%2c%20Du%20Toit%20&amp;%20Basson%20and%20nCino%20customer%20story%20thumbnail.png</image:loc><image:caption>SeymoreDuToitBassonandnCinocustomerstorythumbnail</image:caption><image:title>SeymoreDuToitBassonandnCinocustomerstorythumbnail</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Khumo%20Capital%20and%20nCino%20customer%20story%20thumbnail.png</image:loc><image:caption>KhumoCapitalandnCinocustomerstorythumbnail</image:caption><image:title>KhumoCapitalandnCinocustomerstorythumbnail</image:title></image:image><lastmod>2025-09-02</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/understanding-identifying-and-working-with-dpeps-and-fpeps</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/Understanding%2c%20Identifying%20and%20Working%20with%20DPEPs%20and%20FPEPs.png</image:loc><image:caption>UnderstandingIdentifyingandWorkingwithDPEPsandFPEPs</image:caption><image:title>UnderstandingIdentifyingandWorkingwithDPEPsandFPEPs</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/what-are-ultimate-beneficial-owners</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustration_%20Everything%20You%20Need%20to%20Know%20About%20Ultimate%20Beneficial%20Owners_Part%201.png</image:loc><image:caption>ArticleIllustrationEverythingYouNeedtoKnowAboutUltimateBeneficialOwnersPart1</image:caption><image:title>ArticleIllustrationEverythingYouNeedtoKnowAboutUltimateBeneficialOwnersPart1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Draft%20Directive%2011%20Explained_%20What%20Compliance%20Officers%20Need%20to%20Prepare%20For..jpg</image:loc><image:caption>nCinoKYCDraftDirective11ExplainedWhatComplianceOfficersNeedtoPrepareFor</image:caption><image:title>nCinoKYCDraftDirective11ExplainedWhatComplianceOfficersNeedtoPrepareFor</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><lastmod>2026-04-01</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/acts-and-acronyms</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Artboard%201%20copy%202@2x.png</image:loc><image:caption>Artboard1copy22x</image:caption><image:title>Artboard1copy22x</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-09-01</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/your-essential-guide-on-how-to-fica-a-trust</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-How-to-FICA-a-Trust-1.jpg</image:loc><image:caption>nCinoKYCHowtoFICAaTrust1</image:caption><image:title>nCinoKYCHowtoFICAaTrust1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2026-02-16</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/what-fica-documents-do-i-need-to-adequately-perform-due-diligence</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/Documents-are-compared-and-analysed-1024x768.png</image:loc><image:caption>Documentsarecomparedandanalysed1024x768</image:caption><image:title>Documentsarecomparedandanalysed1024x768</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20FICA%20documents%20do%20I%20need%20to%20adequately%20perform%20due%20diligence%3F.jpg</image:loc><image:caption>WhatFICAdocumentsdoIneedtoadequatelyperformduediligence</image:caption><image:title>WhatFICAdocumentsdoIneedtoadequatelyperformduediligence</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/upholding-accountability-the-impending-2024-south-african-elections-and-the-financial-intelligence-centre-act</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Upholding%20Accountability_%20The%20Impending%202024%20South%20African%20Elections%20and%20the%20Financial%20Intelligence%20Centre%20Act%20(FICA).jpg</image:loc><image:caption>UpholdingAccountabilityTheImpending2024SouthAfricanElectionsandtheFinancialIntelligenceCentreActFICA</image:caption><image:title>UpholdingAccountabilityTheImpending2024SouthAfricanElectionsandtheFinancialIntelligenceCentreActFICA</image:title></image:image><lastmod>2025-07-22</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/how-south-africa-is-legally-tackling-potential-greylisting</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-How-South-Africa-is-Legally-tackling-greylisting.jpg</image:loc><image:caption>nCinoKYCHowSouthAfricaisLegallytacklinggreylisting</image:caption><image:title>nCinoKYCHowSouthAfricaisLegallytacklinggreylisting</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><lastmod>2025-12-08</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/customer-stories/findlater-attorneys</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Findlater%20and%20nCino%20customer%20story%20thumbnail.png</image:loc><image:caption>FindlaterandnCinocustomerstorythumbnail</image:caption><image:title>FindlaterandnCinocustomerstorythumbnail</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/Findlater-Attorneys-Howick-Logo-9b38bc.png</image:loc><image:caption>FindlaterAttorneysHowickLogo9b38bc</image:caption><image:title>FindlaterAttorneysHowickLogo9b38bc</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/Kate%20-%20Findlater.png</image:loc><image:caption>KateFindlater</image:caption><image:title>KateFindlater</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><lastmod>2025-10-01</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/manual-fica-compliance-is-draining-law-firms-billable-hours-and-risking-crippling-penalties</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Manual%20FICA%20compliance%20is%20draining%20law%20firms%20billable%20hours.jpg</image:loc><image:caption>ManualFICAcomplianceisdraininglawfirmsbillablehours</image:caption><image:title>ManualFICAcomplianceisdraininglawfirmsbillablehours</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><lastmod>2025-08-26</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/webinar-recap-how-to-protect-your-business-from-fraud-money-laundering</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC_Fraud%20&amp;%20Money%20Laundering.jpg</image:loc><image:caption>nCinoKYCFraudMoneyLaundering</image:caption><image:title>nCinoKYCFraudMoneyLaundering</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-09-30</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/the-best-motor-dealerships-across-south-africa-are-already-using-ncino-kyc-africa-heres-why-yours-should-too</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Draft%20Directive%2011%20Explained_%20What%20Compliance%20Officers%20Need%20to%20Prepare%20For..jpg</image:loc><image:caption>nCinoKYCDraftDirective11ExplainedWhatComplianceOfficersNeedtoPrepareFor</image:caption><image:title>nCinoKYCDraftDirective11ExplainedWhatComplianceOfficersNeedtoPrepareFor</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2026-04-01</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/fic-registrations-increase</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/Imported_Blog_Media/Fic-registration-increase-1.png</image:loc><image:caption>Ficregistrationincrease1</image:caption><image:title>Ficregistrationincrease1</image:title></image:image><lastmod>2025-02-14</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/docfox-is-now-ncino</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Global%20Footprint-1.jpg</image:loc><image:caption>GlobalFootprint1</image:caption><image:title>GlobalFootprint1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Background_1.gif</image:loc><image:caption>nCinoBackground1</image:caption><image:title>nCinoBackground1</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/slaying-the-fica-misconceptions-in-the-real-estate-sector</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Slaying-the-FICA-Misconceptions-in-the-Real-Estate-Sector.jpg</image:loc><image:caption>nCinoKYCSlayingtheFICAMisconceptionsintheRealEstateSector</image:caption><image:title>nCinoKYCSlayingtheFICAMisconceptionsintheRealEstateSector</image:title></image:image><lastmod>2026-01-06</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/customer-stories/pinnacle-wealth-management</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Pinnacle%20Wealth%20Management%20and%20nCino%20customer%20story%20thumbnail.png</image:loc><image:caption>PinnacleWealthManagementandnCinocustomerstorythumbnail</image:caption><image:title>PinnacleWealthManagementandnCinocustomerstorythumbnail</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/Imported_Blog_Media/Pinnacle_logo_normal.png</image:loc><image:caption>Pinnaclelogonormal</image:caption><image:title>Pinnaclelogonormal</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/Imported_Blog_Media/Richard-Vine-Morris.png</image:loc><image:caption>RichardVineMorris</image:caption><image:title>RichardVineMorris</image:title></image:image><lastmod>2025-10-01</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/best-fica-compliance-partner-for-law-firms</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/Article%20Illustration%20update%20Before%20&amp;%20After.png</image:loc><image:caption>ArticleIllustrationupdateBeforeAfter</image:caption><image:title>ArticleIllustrationupdateBeforeAfter</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/fica-handbook-for-accountable-institutions</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20image%20for%20FICA%20Handbook%20for%20AI-1.png</image:loc><image:caption>ArticleimageforFICAHandbookforAI1</image:caption><image:title>ArticleimageforFICAHandbookforAI1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Artboard%201%20copy%209@2x.png</image:loc><image:caption>Artboard1copy92x</image:caption><image:title>Artboard1copy92x</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-09-01</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/understanding-money-laundering-and-terrorist-financing</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/R0062_Update%20Article%20Illustration%20Understanding%20Money%20Laundering%20and%20Terrorist%20Financing.png</image:loc><image:caption>R0062UpdateArticleIllustrationUnderstandingMoneyLaunderingandTerroristFinancing</image:caption><image:title>R0062UpdateArticleIllustrationUnderstandingMoneyLaunderingandTerroristFinancing</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/Imported_Blog_Media/Group-149-259x300-1.jpg</image:loc><image:caption>Group149259x3001</image:caption><image:title>Group149259x3001</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/olivia-test/test-1-0-0</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-05-23</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/a-guide-to-identifying-ultimate-beneficial-owners-ubos</loc><lastmod>2025-11-18</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/the-inherent-money-laundering-risks-in-the-gambling-sector</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-Inherent-Money-Laundering-Risks-in-the-Gambling-Sector.jpg</image:loc><image:caption>nCinoKYCTheInherentMoneyLaunderingRisksintheGamblingSector</image:caption><image:title>nCinoKYCTheInherentMoneyLaunderingRisksintheGamblingSector</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><lastmod>2026-01-06</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/a-summary-of-greylisting-new-fica-directives-amendments</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/2023%20Round-Up_%20Summary%20of%20Greylisting%2c%20New%20FICA%20Directives%20&amp;%20Amendments.jpg</image:loc><image:caption>2023RoundUpSummaryofGreylistingNewFICADirectivesAmendments</image:caption><image:title>2023RoundUpSummaryofGreylistingNewFICADirectivesAmendments</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><lastmod>2025-10-30</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/spotting-fake-ids-why-9/10-people-fail-to-spot-them-and-reliable-methods-to-detect-fraudulent-ids</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20SA%20ID%20Number.jpg</image:loc><image:caption>nCinoSAIDNumber</image:caption><image:title>nCinoSAIDNumber</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Spotting%20Fake%20IDs-%20Why%20910%20People%20Fail%20to%20Spot%20Them%20-%20and%20Reliable%20Methods%20to%20Detect%20Fraudulent%20IDs.png</image:loc><image:caption>SpottingFakeIDsWhy910PeopleFailtoSpotThemandReliableMethodstoDetectFraudulentIDs</image:caption><image:title>SpottingFakeIDsWhy910PeopleFailtoSpotThemandReliableMethodstoDetectFraudulentIDs</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustration_%20ID%20Verification%20Masterclass.jpg</image:loc><image:caption>ArticleIllustrationIDVerificationMasterclass</image:caption><image:title>ArticleIllustrationIDVerificationMasterclass</image:title></image:image><lastmod>2025-09-29</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/breaking-the-myths-around-fica-outsourcing</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino_KYC_Breaking_the_Myths_Around_FICA_Outsourcing.jpg</image:loc><image:caption>nCinoKYCBreakingtheMythsAroundFICAOutsourcing</image:caption><image:title>nCinoKYCBreakingtheMythsAroundFICAOutsourcing</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><lastmod>2025-12-08</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/2025-fica-unpacked-news-fines-fixes</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino_KYC_FICA_Unpacked.jpg</image:loc><image:caption>nCinoKYCFICAUnpacked</image:caption><image:title>nCinoKYCFICAUnpacked</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><lastmod>2025-12-10</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/identifying-product-service-risks-of-the-legal-profession</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/R0049_Update%20Article%20Illustrations%20Risk-based%20approach%20starts%20with%20identifying%20product%20&amp;%20service%20risks%20of%20the%20legal%20profession.png</image:loc><image:caption>R0049UpdateArticleIllustrationsRiskbasedapproachstartswithidentifyingproductservicerisksofthelegalprofession</image:caption><image:title>R0049UpdateArticleIllustrationsRiskbasedapproachstartswithidentifyingproductservicerisksofthelegalprofession</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/olivia-test</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><lastmod>2025-05-23</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/risk-based-assessment</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/R0068_Update%20Article%20Illustration%20What%20is%20a%20Risk-Based%20Assessment%3F-02.png</image:loc><image:caption>R0068UpdateArticleIllustrationWhatisaRiskBasedAssessment02</image:caption><image:title>R0068UpdateArticleIllustrationWhatisaRiskBasedAssessment02</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/R0068_Update%20Article%20Illustration%20What%20is%20a%20Risk-Based%20Assessment%3F-01.png</image:loc><image:caption>R0068UpdateArticleIllustrationWhatisaRiskBasedAssessment01</image:caption><image:title>R0068UpdateArticleIllustrationWhatisaRiskBasedAssessment01</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/ultimate-beneficial-owners-finding-needles-in-haystacks</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Hand%20holding%20a%20magnifying%20glass%20looking%20at%20a%20document%20with%20a%20diagram%20showing%20a%20UBO%20structure%20in%20the%20foreground.png</image:loc><image:caption>HandholdingamagnifyingglasslookingatadocumentwithadiagramshowingaUBOstructureintheforeground</image:caption><image:title>HandholdingamagnifyingglasslookingatadocumentwithadiagramshowingaUBOstructureintheforeground</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-08-19</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/important-requirements-of-the-fic-amendment-act-that-you-might-not-know</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/South%20Africa/6_DPIP.webp</image:loc><image:caption>6DPIP</image:caption><image:title>6DPIP</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><lastmod>2026-01-06</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/from-fica-to-ficaa</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/Article%20Illustrations/FICA.png</image:loc><image:caption>FICA</image:caption><image:title>FICA</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/webinar-summary-navigating-the-path-to-fatf-delisting</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Webinar-Summary.jpg</image:loc><image:caption>nCinoKYCWebinarSummary</image:caption><image:title>nCinoKYCWebinarSummary</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><lastmod>2025-10-28</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/what-is-required-for-the-fic-directive-8-screening-employees</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Directive-8.jpg</image:loc><image:caption>nCinoKYCDirective8</image:caption><image:title>nCinoKYCDirective8</image:title></image:image><lastmod>2025-12-08</lastmod></url><url><loc>https://blog.kycafrica.ncino.com/fica-faq-guide-for-high-value-goods-dealers</loc><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg</image:loc><image:caption>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:caption><image:title>TheKeyRequirementsThatNeedtobeMetinOrdertobeFICACompliant</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/What%20you%20need%20to%20know%20about%20an%20RMCP%20-Square.jpg</image:loc><image:caption>WhatyouneedtoknowaboutanRMCPSquare</image:caption><image:title>WhatyouneedtoknowaboutanRMCPSquare</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-Top-Web-Banner-HS.png</image:loc><image:caption>nCinoKYCTopWebBannerHS</image:caption><image:title>nCinoKYCTopWebBannerHS</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20KYC%20Africa_%20A%20New%20Name%2c%20together%20with%20a%20Vision%20to%20Reinvent%20the%20Future%20of%20FICA%20Compliance!.png</image:loc><image:caption>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:caption><image:title>nCinoKYCAfricaANewNametogetherwithaVisiontoReinventtheFutureofFICACompliance</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino%20Full%20colour%20Logo.svg</image:loc><image:caption>nCinoFullcolourLogo</image:caption><image:title>nCinoFullcolourLogo</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/FICA%20FAQ%20Guide%20for%20High-Value%20Goods%20Dealers.jpg</image:loc><image:caption>FICAFAQGuideforHighValueGoodsDealers</image:caption><image:title>FICAFAQGuideforHighValueGoodsDealers</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-The-FATF-is-packing-its-bags-Staff-screening-cannot-become-the-reason-we-land-back-on-the-greylist-1.jpg</image:loc><image:caption>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:caption><image:title>nCinoKYCTheFATFispackingitsbagsStaffscreeningcannotbecomethereasonwelandbackonthegreylist1</image:title></image:image><image:image><image:loc>https://24906619.fs1.hubspotusercontent-eu1.net/hubfs/24906619/nCino-KYC-5-Examples-of-KYC.jpg</image:loc><image:caption>nCinoKYC5ExamplesofKYC</image:caption><image:title>nCinoKYC5ExamplesofKYC</image:title></image:image><lastmod>2025-07-22</lastmod></url></urlset>