--- title: nCino KYC Articles | Hawken McEwan description: Hawken has over 25 years’ experience in financial crime compliance, regulatory operations, banking operations, risk and change. Specialising in FICA and Anti-Money Laundering, Hawken holds a Masters from the Edinburgh University, the AMLCPrac(SA) designation, and is a Certified Anti Money Laundering Specialist, Member of the Association of International Financial Crime Investigators and South African Board member for ACAMs --- [![Docfox is now nCino KYC](https://blog.kycafrica.ncino.com/hubfs/nCino-KYC-Top-Web-Banner-HS.png)](https://blog.kycafrica.ncino.com/ncino-kyc-africa-a-vision-to-reinvent-the-future-of-fica-compliance) [![Ncino KYC Africa](https://blog.kycafrica.ncino.com/hs-fs/hubfs/raw_assets/public/ncino-theme-2025/images/ci/ncino-logo-color-invert-RGB.png?width=140&name=ncino-logo-color-invert-RGB.png "Ncino KYC Africa")](https://kycafrica.ncino.com/) - [Solutions](https://kycafrica.ncino.com/solutions/) - [Client Onboarding](https://kycafrica.ncino.com/solutions/customer-onboarding/) - [Watchlist Screening](https://kycafrica.ncino.com/solutions/watchlist-screening/) - [Risk Rating](https://kycafrica.ncino.com/solutions/risk-rating/) - 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[Other Accountable Institutions](https://kycafrica.ncino.com/industries/other-accountable-institutions/) - Resources - [FICA & AML Resources](https://kycafrica.ncino.com/fica-aml-resources/) - [Articles](https://blog.docfox.co.za/) - [Customer Stories](https://blog.docfox.co.za/customer-stories) - [Technical & Security Overview](https://kycafrica.ncino.com/industries/technical-and-security-overview/) - [Integration Partners](https://kycafrica.ncino.com/industries/integration-partners/) - [Training and Events Calendar](https://kycafrica.ncino.com/solutions/training-and-webinars/#calendar) - Company - [About](https://kycafrica.ncino.com/about/) - [Careers](https://ncino.wd5.myworkdayjobs.com/nCinoCareers) - [Press Releases](https://kycafrica.ncino.com/press/) - [Contact](https://kycafrica.ncino.com/contact/) - [Knowledge Base](https://kycafrica.ncino.com/#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjI1MDkyIiwidG9nZ2xlIjpmYWxzZX0%3D) - [Solutions](https://kycafrica.ncino.com/solutions/) - 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[Financial Service Providers](https://kycafrica.ncino.com/industries/financial-advisors/) - [Credit and Lending](https://kycafrica.ncino.com/industries/credit-and-lending/) - [Motor Vehicle Dealers](https://kycafrica.ncino.com/industries/motor-vehicle-dealers/) - [Other Accountable Institutions](https://kycafrica.ncino.com/industries/other-accountable-institutions/) - Resources - [FICA & AML Resources](https://kycafrica.ncino.com/fica-aml-resources/) - [Articles](https://blog.docfox.co.za/) - [Customer Stories](https://blog.docfox.co.za/customer-stories) - [Technical & Security Overview](https://kycafrica.ncino.com/industries/technical-and-security-overview/) - [Integration Partners](https://kycafrica.ncino.com/industries/integration-partners/) - [Training and Events Calendar](https://kycafrica.ncino.com/solutions/training-and-webinars/#calendar) - Company - [About](https://kycafrica.ncino.com/about/) - [Careers](https://ncino.wd5.myworkdayjobs.com/nCinoCareers) - [Press Releases](https://kycafrica.ncino.com/press/) - [Contact](https://kycafrica.ncino.com/contact/) - [Knowledge Base](https://kycafrica.ncino.com/#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjI1MDkyIiwidG9nZ2xlIjpmYWxzZX0%3D) [Sign In](https://kycafrica.ncino.com/#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjE2NzI3IiwidG9nZ2xlIjpmYWxzZX0%3D) [Request a Demo](https://kycafrica.ncino.com/request-a-demo/) # nCino ### Articles Keep informed and updated with the latest in FICA compliance / Anti-Money Laundering News as well as the latest nCino KYC offerings and services. ![Hero Image](https://blog.kycafrica.ncino.com/hubfs/raw_assets/public/nkyca/images/blog/blog-landing-page-header-image.png) ## Filter Articles Go Select a topic All Biometric Verification Customer Due Diligence (CDD) Directive 11 FICA FICA FAQs FICA for Financial Advisors FICA for HVGDs FICA for Law Firms FICA for Motor Vehicle Dealers FICA for Property Practitioners FICA for Wealth Managers FPEP, DPEP, PIP Greylisting Important Update Know Your Customer (KYC) Money Laundering Regulatory Watch Risk-Based Approach Sanctions Terrorist Financing Ultimate Beneficial Owners (UBOs) ### [One Year After the Grey list: What the FIC’s Numbers are Telling us](https://blog.kycafrica.ncino.com/one-year-after-the-grey-list-what-the-fics-numbers-are-telling-us) The Financial Intelligence Centre has published its Annual Report for the year to 31 March 2026. Read on its own, it reads as a solid year about an... ![One Year After the Grey list: What the FIC’s Numbers are Telling us](https://blog.kycafrica.ncino.com/hubfs/woman%20handing%20over%20a%20document%20over%20to%20businessman%20with%20FIC%20annual%20image%20in%20the%20foreground.png) Oct 14, 2026 ### [Everything You Need to Know About Ultimate Beneficial Owners \[Part 3\]](https://blog.kycafrica.ncino.com/identifying-and-verifying-ubos-a-step-by-step-approach) The aim of this three-part series is to connect the dots between the what, why and how of identifying Ultimate Beneficial Owners (UBO’s). So far we... ![Everything You Need to Know About Ultimate Beneficial Owners \[Part 3\]](https://blog.kycafrica.ncino.com/hubfs/Business%20man%20and%20women%20smiling%20shaking%20hands%20with%20a%20UBO%20structure%20showing%20correctly%20identified%20UBO.png) Sept 29, 2026 ### [Everything You Need to Know About Ultimate Beneficial Owners \[Part 2\]](https://blog.kycafrica.ncino.com/ultimate-beneficial-owners-challenges) In part one of our series, we had a look at what Ultimate Beneficial Owners (UBO’s) are and why they matter. This included discussing why The FIC... ![Everything You Need to Know About Ultimate Beneficial Owners \[Part 2\]](https://blog.kycafrica.ncino.com/hubfs/Business%20man%20looking%20at%20a%20investigation%20board%20with%20an%20illustration%20of%20UBO%20structure%20magnifying%20on%20a%20person%20icon.png) Sept 29, 2026 ### [Everything You Need to Know About Ultimate Beneficial Owners \[Part 1\]](https://blog.kycafrica.ncino.com/everything-you-need-to-know-about-ultimate-beneficial-owners) In this series of everything you need to know about Ultimate Beneficial Owners (UBOs), we will dig a little deeper into questions like, what are... ![Everything You Need to Know About Ultimate Beneficial Owners \[Part 1\]](https://blog.kycafrica.ncino.com/hubfs/Business%20man%20looking%20through%20a%20filling%20cabinet%20with%20illustrated%20diagram%20of%20UBO%20structure.png) Sept 29, 2026 ### [What Are The Key Requirements That Need to be Met in Order to be FICA Compliant?](https://blog.kycafrica.ncino.com/the-key-requirements-that-need-to-be-met-in-order-to-be-fica-compliant) The Financial Intelligence Centre Act (FICA) was introduced to fight related financial crime, such as money laundering, tax evasion, and terrorist... ![What Are The Key Requirements That Need to be Met in Order to be FICA Compliant?](https://blog.kycafrica.ncino.com/hubfs/The%20Key%20Requirements%20That%20Need%20to%20be%20Met%20in%20Order%20to%20be%20FICA%20Compliant.jpg) Sept 16, 2026 ### [Smart FICA Onboarding: Are You Fighting 2026 Threats with 2016 Tools?](https://blog.kycafrica.ncino.com/smart-fica-onboarding-are-you-fighting-2026-threats-with-2016-tools) Financial crime has evolved and so have the rules designed to combat it. Yet getting clients to submit their documents, remains as much of a... ![Smart FICA Onboarding: Are You Fighting 2026 Threats with 2016 Tools?](https://blog.kycafrica.ncino.com/hubfs/Smart%20FICA%20Onboarding_%20Are%20You%20Fighting%202026%20Threats%20with%202016%20Tools_-1.jpg) Jun 29, 2026 ### [Just One Equipment Sale Over R100k Triggers FICA Obligations](https://blog.kycafrica.ncino.com/r100k-equipment-sales-and-your-fica-obligations) One Pump. One Machine Tool. One Generator. One Stove. That's All It Takes to Make You an Accountable Institution. If your business sells even a... ![Just One Equipment Sale Over R100k Triggers FICA Obligations](https://blog.kycafrica.ncino.com/hubfs/Just%20One%20Piece%20of%20Equipment%20or%20Machine%20%E2%80%A8Sale%20Over%20R100k.jpg.jpeg) Mar 30, 2026 ### [Is Your Child Unknowingly Laundering Money? How Gaming ‘Coins’ Became a New Frontier for Financial Crime](https://blog.kycafrica.ncino.com/is-your-child-unknowingly-laundering-money-how-gaming-coins-became-a-new-frontier-for-financial-crime) There isn’t a parent in the world who hasn’t faced the relentless force of "pester power". It usually starts with a frantic explanation of why a... ![Is Your Child Unknowingly Laundering Money? How Gaming ‘Coins’ Became a New Frontier for Financial Crime](https://blog.kycafrica.ncino.com/hubfs/nCino-KYC-Is-your-child-unknowingly-laundering-money_-How-gaming-%E2%80%98coins%E2%80%99-became-a-new-frontier-for-financial-crime-1.jpg) Jan 23, 2026 [1](https://blog.kycafrica.ncino.com/author/hawken-mcewan) [2](https://blog.kycafrica.ncino.com/author/hawken-mcewan/page/2) [3](https://blog.kycafrica.ncino.com/author/hawken-mcewan/page/3) [4](https://blog.kycafrica.ncino.com/author/hawken-mcewan/page/4) [5](https://blog.kycafrica.ncino.com/author/hawken-mcewan/page/5) ... 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